Your Florida Dream Home for only $100?!?

Well, that's how the "Sons of Toil" are advertising the 4,700 square foot, 5 bedroom, 3.5 bathroom chalet they built southwest of Little Lake Harris in the tiny Lake County town of Howie-in-the-Hills.

They are raffling it for $100 per chance. And, if you buy 5 tickets, they'll give you 5 more at no additional charge. Tickets may be purchased from now thru September 30th, with the drawing scheduled for October 14th at 2pm.

Ye socks may check out complete details at this website:

http://www.2008dreamhome.org

Sounds like a great opportunity, and the house is pretty awesome. But, the cynic in me always makes me look a gift horse in the mouth. Here's why:

If the house is legitimately worth $1,000,000, then the IRS is going to come knocking on the winner's door looking for up to $350,000 in income tax.

And, if you can swing that hefty sum, you will also owe about $17,000 per year to the friendly government of Lake County for property taxes.

I shudder to think about homeowner insurance (thank, Governor Crist).

So, it might be better for those who buy these raffle tickets to hope to win the second or third prizes: a '08 Dodge Ram Truck and $10,000 in cash.

But, don't let my cynicism get in the way of your dreams if you've got $100 to burn . . .